Terms & Conditions

Acceptance of Terms

By accessing and using the website itzkhoainvestment.com ("Website"), you accept and agree to be bound by these Terms & Conditions ("Terms"). If you do not agree to these Terms, you must not use this Website. ITZKHOA INVESTMENT LLC ("Company," "we," "us," or "our") reserves the right to modify these Terms at any time. Continued use of the Website after changes constitutes acceptance of the modified Terms.

Company Information

ITZKHOA INVESTMENT LLC is a direct business lender providing financial services including working capital loans, equipment financing, revenue-based financing, and other business funding solutions. Our headquarters are located at 3140 De La Cruz Blvd, Santa Clara, CA 95054.

Use of Website

This Website is provided for informational purposes and to facilitate communication between you and ITZKHOA INVESTMENT LLC regarding our financial services. You agree to use this Website only for lawful purposes and in accordance with these Terms.

You agree not to:

• Use the Website in any way that violates applicable federal, state, or local laws or regulations
• Attempt to gain unauthorized access to any portion of the Website or its related systems
• Use the Website to transmit any false, misleading, or fraudulent information
• Interfere with or disrupt the integrity or performance of the Website

Financial Services Disclaimer

Information provided on this Website is for general informational purposes only and does not constitute a binding offer, commitment to lend, or financial advice. All funding products are subject to underwriting approval, credit review, and applicable terms and conditions. Funding amounts, rates, terms, and conditions may vary based on individual business qualifications and are determined on a case-by-case basis.

ITZKHOA INVESTMENT LLC is a direct lender. We are not a broker, and we do not guarantee approval for any funding product.

Application and Personal Information

When you submit an application or contact form through our Website, you represent that all information provided is true, accurate, and complete. You authorize ITZKHOA INVESTMENT LLC to verify any information provided and to obtain business credit reports and other relevant information as needed to evaluate your application.

For details on how we collect, use, and protect your personal information, please review our Privacy Policy.

SMS Terms & Conditions

If you opt in to receive SMS or text messages from ITZKHOA INVESTMENT LLC through our website contact form or other opt-in mechanisms, the following terms apply:

• By opting in, you expressly consent to receive recurring marketing and promotional SMS/MMS messages from ITZKHOA INVESTMENT LLC, including offers, updates, and information about our financial products and services, sent using an automated telephone dialing system (ATDS).
• Message frequency varies; you may receive up to 4 messages per month.
• Message and data rates may apply depending on your mobile carrier and plan. ITZKHOA INVESTMENT LLC is not responsible for any charges incurred from your carrier.
• You may opt out of receiving SMS messages at any time by replying STOP to any message. After opting out, you will receive a single confirmation message and no further SMS communications will be sent.
• For help or assistance with our SMS program, reply HELP to any message or contact us at kho@itzkhoainvestment.com.
• Consent is NOT a condition of purchase. You are not required to opt in to SMS communications as a condition of receiving any services, products, or funding from ITZKHOA INVESTMENT LLC.
• Supported carriers include major US carriers. Carrier delivery is not guaranteed. Messages may be delayed or undelivered due to factors beyond our control.

Intellectual Property

All content on this Website — including text, graphics, logos, images, and software — is the property of ITZKHOA INVESTMENT LLC or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this Website without our prior written consent.

Limitation of Liability

To the fullest extent permitted by law, ITZKHOA INVESTMENT LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use this Website or our services, even if we have been advised of the possibility of such damages.

Our total liability for any claim arising from or related to this Website or our services shall not exceed the amount you paid to us (if any) in the 12 months preceding the claim.

Indemnification

You agree to indemnify, defend, and hold harmless ITZKHOA INVESTMENT LLC, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses (including reasonable attorney fees) arising from your use of this Website, violation of these Terms, or infringement of any third-party rights.

Third-Party Links

This Website may contain links to third-party websites or services. ITZKHOA INVESTMENT LLC does not endorse, control, or assume responsibility for the content or practices of any third-party sites. Your use of third-party websites is at your own risk and subject to their respective terms and policies.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of this Website shall be resolved exclusively in the courts located in Santa Clara County, California.

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

Contact Us

If you have questions about these Terms & Conditions, please contact us:

ITZKHOA INVESTMENT LLC
3140 De La Cruz Blvd
Santa Clara, CA 95054
Email: kho@itzkhoainvestment.com